Mortgage Tip: How Much Deposit Do You Need in 2025?

Written By Bliss Brunell

One of the first questions homebuyers ask is, “How much deposit do I need?” In 2025, most lenders are looking for a 10% deposit, although certain schemes may still allow purchases with as little as 5%.

While it’s possible to buy with a smaller deposit, saving more can often benefit you in the long run. A larger deposit typically means:

  • A wider choice of lenders and mortgage products

  • Lower interest rates

  • Reduced monthly repayments

Every lender has different rules, and government-backed schemes change from year to year. That’s why it’s important to get advice before applying.

At RBM Solutions, we guide buyers through their options and help them secure the right mortgage for their circumstances.

📧 info@rbmsolutions.co.uk
📞 02393 233 267
🌐 www.rbmsolutions.co.uk

⚠️ Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Bliss Brunell
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