Do You Have an IVA and Worry You’ll Lose Your Dream Home?

If you’ve had an IVA (Individual Voluntary Arrangement), it’s natural to worry that your dream of owning a home might be out of reach, but it doesn’t have to be.

Let’s take Sarah’s story as an example.

Sarah was an IT Contractor who entered into an IVA five years ago due to unforeseen circumstances. She successfully completed her IVA just one month ago. Although her credit report hasn’t yet updated, she has her completion certificate to confirm that the IVA has been fully settled.

Because of this, we were able to find a lender with a flexible solution, and Sarah’s mortgage application was accepted immediately after her IVA completed with no waiting period required.

✅ Maximum LTV: up to 85%
✅ Loan Types: Interest only or repayment options available
✅ Loan Amounts: From £50,000 to £750,000
✅ Available For: Purchases and remortgages

Every application is subject to a lender’s scorecard and underwriting assessment, but as Sarah’s story shows, there are options available even after an IVA.

If you’re ready to take the next step toward your dream home, get in touch with our experienced brokers today.

📧 Email: info@rbmsolutions.co.uk
📞 Call: 02393 233 267
🌐 Visit: www.rbmsolutions.co.uk